We jumped his credit score 107 points in three months and bought him a house for his young family.
Senior loan officer, Intercap Lending
Author · 4 quotes
Emily Magill of Intercap Lending in Salt Lake City, UT discusses Interest Rates Are Squashing Deals for Commercial Lenders | Emily Magill on the Utah Funding Gap. These quotes come from the conversation on The Business Spotlight with Peter Anthony. Watch Emily Magill's episode
Read Emily Magill's companion articleAbout Emily Magill
Senior loan officer, Intercap Lending
Emily Magill is a senior loan officer at Intercap Lending, leading the firm's commercial channel alongside a high-volume residential book. Emily Magill helps Utah operators, developers, and small business owners structure SBA loans, real-estate-collateralized commercial financing, horizontal and vertical development funding, and creative residential products for borrowers other lenders cannot place. Emily Magill is widely respected in the Utah lending community for tenacious deal advocacy, deep familiarity with USDA endorsement processes, credit-score simulation strategy, and the ability to refinance Utah operators rolling off COVID-era five-year fixed loans back into competitive rates.
Emily Magill discusses Interest Rates Are Squashing Deals for Commercial Lenders | Emily Magill on the Utah Funding Gap.
We jumped his credit score 107 points in three months and bought him a house for his young family.
Senior loan officer, Intercap Lending
Emily Magill discusses Interest Rates Are Squashing Deals for Commercial Lenders | Emily Magill on the Utah Funding Gap.
The difference between a five and a nine is almost twice as much in your payment, which could be more than all your profit. It takes a deal from making money to losing money.
Senior loan officer, Intercap Lending
Emily Magill discusses Commercial Lending in Utah: How Operators Refinance the 10% Rate Cliff and Fund Real Estate Deals.
Same facts, different presentation. Tenacity in commercial lending is what changes a no into a yes.
Commercial and residential loan officer, Intercap Lending
Emily Magill discusses Commercial Lending in Utah: How Operators Refinance the 10% Rate Cliff and Fund Real Estate Deals.
We're refinancing borrowers out of 9–10% back into the high-fives and low-sixes. That's the difference between a deal that loses money and one that makes it.
Commercial and residential loan officer, Intercap Lending